For this reason we have been the sole high road bank in the UK having a customer-led ethical policy.
- A bank that is basic for those who might not be eligible for a other forms of account
- No overdraft facility, cheque guide or account fee that is monthly
- You can’t open a Cashminder unless you are in financial difficulty if you already hold a Co-operative Bank or smile current account
- Opt into Everyday Rewards and we also could reward you, or even a charity of one’s option in your stead, on a monthly basis
- Handle your hard earned money making use of online banking and on the opt for our mobile software
- No monthly-fee
Find out more
- Includes Worldwide travel cover, British & European breakdown address and phone insurance that is mobile
- You’ll want to hold A bank that is co-operative current or Current Account Plus to update
- Simply ?15 each month
Not certainly which account is for you personally?
Switching made quick and simple
Once you switch your present account to The Co-operative Bank, we do all the time and effort.
- Direct Debits and orders that are standing moved immediately.
- Re Payments into and from your account that is old are.
- If you can find any issues during the switch, we guarantee to cover you.
Separate service quality study outcomes
Individual current reports
As an element of a regulatory requirement, a completely independent survey ended up being carried out to inquire of roughly 860 clients of every of this 16 largest individual present account providers if they would recommend their provider to family and friends. The outcomes represent the view of customers whom participated into the study.
The necessity to publish the bad credit installment loans not payday loans Financial Conduct Authority Service Quality Ideas for individual present reports can be located on our individual present account solution quality information page.
Our solution quality information
Understanding accounts that are current
What exactly is a current account?
Uncover what a present account is, how it functions and just what you can use it for.
What kinds of banking account are there any?
Read about different kinds of banking account that will help you result in the choice that is right.
Can I have a bank account with woeful credit history?
Discover how your credit score make a difference getting a banking account and exactly what your choices are when you yourself have woeful credit history.
Assist for existing clients
The Co-operative Bank reserves the ability to decrease any application.
Whether we are able to provide you with credit varies according to your position and our financing policy. We might decrease your application predicated on your position or our lending policy. We might manage to provide an item that is dissimilar to the main one promoted.
Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a known user associated with the Financial Services Compensation Scheme (FSCS).
Financial Solutions Compensation Scheme
The Co?operative Bank plc to your eligible deposits are protected as much as a total of ?85,000 because of the Financial Services Compensation Scheme, great britain’s deposit guarantee scheme. This limitation is placed on the sum total of every build up you’ve got because of the after: The Co?operative Bank, Britannia and look. Any deposits that are total hold over the restriction between these brands are not likely become covered.
Important information about our call fees
If you’re calling from the UK, calls to 0800 and 0808 figures are clear of landlines and mobiles; telephone calls to 03 numbers cost just like telephone phone calls to numbers beginning with 01 and 02; calls to 0845 and 0870 numbers cost 3p per minute, along with your phone company’s access charge; telephone telephone calls to 0844 and 0843 numbers cost 7p per minute, as well as your phone company’s access fee. Costs for telephone calls made outside the British should be dependant on your neighborhood provider.
Telephone Calls might be supervised or recorded for protection and training purposes.
E mail us
If you want more assistance & information, you’ll:
Talk with us via real time talk
Check us out in the local branch
Contact us to speak with a consultant
The FSCS covers the Co-operative Bank.